Business Insurance

Owning your own business comes with many different responsibilities and demands. As a business owner you need to make sure you are properly protected. Some business owners start out working from home, others rent or lease office, warehouse, retail or food service space. No matter what stage your business is in currently, make sure you, your business and your business property are properly protected.

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General Business Insurance:

Watch this video to get additional information about the types of things you need to be aware of when purchasing business insurance.

Important Questions to Consider:

1) Do your heirs or your partners heirs have experience with the day-to-day operations of your business?

2) If your business partner were to die prematurely or become disabled would you have to sell?

3) If you had to pay your partners heirs for his share of the business do you have the money?

4) How much is your business worth today and what will it be worth in the future?

5) How much would it cost the company to replace your business partner or a key employee?

6) Do you have the money to replace your business partner or your key employees?

7) Is there someone who is responsible for the majority of your intellectual property?

8) Is there someone who is responsible for the bulk of your sales?

Sometimes, these are very difficult questions to answer. You can protect all of your hard work for pennies on the dollar through proper planning and preparation. Protect the continuation of your business and the people you love and respect. Ask an M3 guide how to protect your business.

Banner Life generally has one of the "top 5" term insurance rates in the country. You can get a quote by "clicking" the button below. If you would like to compare their rates to other products please contact an M3 guide!