Debt is one of the most important factors in creating and sustaining wealth. The last thing most of us want to do is pay attention to our debt. However, with the proper tools we cannot only eliminate our debt much earlier but we can save hundreds of thousands of dollars over our lifetimes if we will pay-off our debt early and then turn our debt payments into retirement savings! All it takes is a knowledge of the potential our debt holds and the discipline to develop the proper habits and follow through. Debt can be a monster of unequalled force and power. However, the real beast is discipline. Let M3 Wealth help you to turn your debt into a retirement "nest egg."