Individual & Group: Term, Whole Life, Universal Life, Indexed UL, Variable Life
Meet Our Team!
Financial Service Professionals & Trusted Advisors
Financial service professionals should be people of the highest character, men and women of integrity and honor. I grew up in a time where personal relationships were important, I was taught to treat others like you would like to be treated. In a world where financial turmoil is commonplace, the stock market is flux, and solid financial principles are becoming extinct, M3 Wealth is promoting financial education.
We focus on more than growing assets and marketing quality products. We are concerned about every facet of your portfolio, your debt, your budget, emergency savings, college planning, estate planning, how to live comfortably in retirement, and so much more… We care about you!
Idaho & Utah Offices
Duane Fugleberg
Managing Partner:
Financial Cartographer / Retirement Specialist
Idaho & Utah Offices
Contact:
(208) 542-1010 (W)
(208) 528-9559 (F)
duane@m3wealth.com
- Areas of Emphasis:
- Financial Cartographer
- Retirement Specialist
- Social Security Maximization
- Long-Term Care Planning
- Wealth Management
Janeen Fugleberg
Office Manager:
Investment Advisor
Idaho & Utah Offices
Contact:
208-369-6840 (W)
208-528-9559 (F)
janeen@m3wealth.com
- Areas of Emphasis:
- Customer Service Supervisor
- Retirement Planning Support
- Training Coordinator/Director
- Client Liasson
- Carrier Relationship Manager
Nick Fugleberg
Financial Professional
Financial Cartographer / Retirement Specialist
Idaho & Utah Offices
Contact:
208-520-2188 (W)
208-528-9559 (F)
nick@m3wealth.com
- Areas of Emphasis:
- Customer Service Representative
- Retirement Planning Support
- Seminar Coordinator
- Client Liasson
Our Financial Services Teams
Meet the Life Insurance Team
Eric Stuart
VP – Life Distribution
Josh Phifer
Life Sales Support & Underwriting Consultant
Sarah Clift
Life Internal Wholesaler
Strategic Partnership
Meet the Annuity Team
Individual & Group: (SPIA) Immediate, Fixed, Indexed, & Variable Annuities
Nate Williams
VP – Annuity Distribution
Travis Carrell
Annuity Marketing
Dean Hamilton
Annuity Marketing
Strategic Partnership
Meet the Disability Team
Individual & Group Disability, Business Overhead, Buy‑Sell, Business Buy‑Out, Loan Protection (Business/Student)
Bart Spencer
Director – Disability & LTC
Rob Christensen
Linked Benefit, Disability & LTC Marketing
Strategic Partnership
Meet the Long‑Term Care Team
Long‑Term Care Specialists & Retirement Planning
Barney G. Tanner
Director – National Brokerage
Jamie Thornton
Linked Benefit, LTC & Disability Marketing
Strategic Partnership
Meet the Investment/Financial Planning Team
Annuities, Life Insurance, Structured Portfolios; Stocks, Bonds, Mutual Funds, Etc…
Duane Fugleberg
Financial Cartographer / Retirement Specialist
(208) 542-1010 (W)
(208) 528-9559 (F)
duane@m3wealth.com
- Areas of Emphasis:
- Financial Cartographer
- Retirement Specialist
- Social Security Maximization
- Long-Term Care Planning
- Wealth Management
At M3 Wealth our primary focus is Retirement Planning Solutions. This includes maximizing social security, social security timing, potential changes to social security benefits, evaluating taxes on social security, working with pensions and guaranteed income strategies, tax-free income solutions, wealth management, long-term care planning, medicare, tax reduction ideas, legacy planning, charitable giving, and estate planning!
We focus on more than just growing Money! We help our clients to structure their assets properly by analyzing longevity risk (portfolio distributions), inflation risk, liquidity, tax harvesting, debt reduction, and other common retirement pitfalls. Our goal is to help you live a happy and stress-free retirement!
Matthew Lowery, CFP
Managing Partner / Wealth Management Advisor
(480) 352-4838
Matt@suncrestadvisors.com
- Areas of Emphasis:
- Financial Cartographer
- Retirement Specialist
- Social Security Maximization
- Long-Term Care Planning
- Wealth Management
Investment Advisory Services offered through Portside Wealth Group, LLC. Portside Wealth Group, LLC is an SEC Registered Advisor. Portside Wealth Group LLC, and its representatives do not provide tax or legal advice. Each taxpayer should seek independent advice from a tax professional based on his/her own individual circumstances. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission, nor does it indicate that the Advisor referenced in this disclosure has attained a particular level of skill or ability.
Securities offered through The Leaders Group, Inc., Member FINRA / SIPC; 26 W Dry Creek Circle, Suite 800, Littleton, CO 80120. (303) 797-9080.The Leaders Group, Inc. Form CRS
Kyle S. Bigler, CFP
Corporate Retirement
Benefits Specialist
(801) 377-6126 (W)
(801) 841-4735 (F)
kyle@corefn.com
- Areas of Emphasis:
- Corp. Retirement Plans
- Safe Harbor 401K’s
- Retirement Distribution Planning
- Wealth Management
Securities, investment advisory, and financial planning services offered, in states where licensed, exclusively through KMS Financial Services, Inc. Member FINRA/SIPC and an SEC Registered Investment Advisor. This site is for informational purposes only and is not an offer to sell or a solicitation of an offer to buy any securities or investment advisory services that may be referenced herein. We may only offer services in states in which we have been properly registered and are exempt from registration. Therefore, some of the services mentioned may not be available in your state, and if not, the information is not intended for you.
Meet the Individual & Group Benefits Team
Individual/Group Health, Vision, Dental, Long & Short-term Disability, and Supplemental Benefits
Nicole Goodwill
Managing Partner / Benefits Specialist
(801) 845-6721 (W)
(801) 878-4686 (F)
Nicole@goodwillbenefitsgroup.com
- Areas of Emphasis:
- Individual & Group Health
- Vision & Dental Insurance
- Long-term & Short-term Disability
- Supplemental Benefits:
- Accident/Emergency
- Cancer
- Critical Illness
- Hospitalization
Our Purpose:
To assist our clients with individual and group benefits to protect their families and give them peace of mind. The benefits we provide not only protect individuals and families… they protect businesses, provide retention solutions for employers, solidify management teams, and help to define and enhance corporate structures.
Nicole Goodwill:
Nicole has over 15 years of carrier experience with more than 7 years of broker experience. Prior to starting her own agency, Nicole was a broker at one of the largest agencies/PEO’s in Utah. Prior to becoming a broker, Nicole was the Director of Sales for Opticare of Utah. She helped Opticare to expand into other states, created new partnerships, and spear-headed system expansions, growing Opticare over 4 ½ years from 319 groups to well over 600.
With over 20 years of benefits experience, Nicole is now able to put her wealth of knowledge, innovative business ideas, and development insights to work directly for you or your business.
Laurie Padjen:
Laurie Padjen has over 25 years of experience in the insurance industry. She worked for Delta Dental in the Provider Relations department. She was the primary contact for the Utah Medicaid providers and acted as a liaison between the provider and Delta Dental Insurance.
Prior to working at Delta Dental, Laurie was one of the top account executives for EMI Health where she developed broker relationships, negotiated with underwriters, and worked with administrators of many groups to define their benefits and account management.
Laurie Padjen
General Partner / Benefits Specialist
(801) 891-7831 (W)
(801) 878-4686 (F)
Laurie@goodwillbenefitsgroup.com
- Areas of Emphasis:
- Individual & Group Health
- Vision & Dental Insurance
- Long-term & Short-term Disability
- Supplemental Benefits:
- Accident/Emergency
- Cancer
- Critical Illness
- Hospitalization
Meet the Medicare Team
Medicare & Medicare Supplement Options
Our Purpose:
Transitioning to retirement can seem daunting, especially when trying to navigating the complexities of Social Security and Medicare. Most people often wonder.
Reed Raymond
Medicare Specialist:
Idaho Offices; Idaho Falls & Southeast Idaho
208-317-7799 (Cell)
208-522-6531 (Fax)
jared@wasatchbg.com
- Areas of Emphasis:
- Medicare Specialist
- Medicare Advantage vs. Supplements
- Retirement Healthcare Solutions
- Prescription Plans for Retirees
Joseph Bradley
Medicare Specialist:
Utah Offices; Brigham City & Logan
801-397-3030 (W)
801-916-8375 (Cell)
jared@wasatchbg.com
- Areas of Emphasis:
- Retirement Planning
- Medicare Specialist
- Medicare Advantage vs. Supplements
- Social Security Expert
- Financial & Estate Planning
Meet the Commercial, Residential & Ag Lending Team
Residential, Commercial, Ag Real Estate Loans & Ag Real Estate Opportunities
Our Purpose:
To assist our clients with everything they may need in the Real Estate market. Premier Lending Solutions is a conduit to many different Realtors and Realty Groups, Banks, Credit Unions, Residential Lenders, Commercial Lending Groups, and Agricultural Lending Resources. Our goal at Premier Lending Solutions is to help you with every aspect of your transaction or real estate project from start to finish!
Rick Wallis
Residential & Commercial
Loan Originator/Specialist
(208) 569-2121
NMLS #2590403
rickwallis@envoymortgage.com
- Areas of Emphasis:
- Residential Lending
- Commercial Lending
- Home Equity Loans
- Specialty Landing Programs
Larry Tweedie
Residential Lending Manager
(208) 390-2682 (W)
NMLS# 100227
ltweedie@vfund.com
- Areas of Emphasis:
- Residential Lending
- Idaho Housing
- Home Equity Loans
- Specialty Lending Programs
Jack Goddard
Commercial & Ag Training
(208) 390-9708 (W)
(208) 528-9559 (F)
goddardjack1@gmail.com
- Areas of Emphasis:
- Ag Marketing
- Commercial Trainer
- Ag Traine
- Agricultural Real Estate Sales
Meet the Consulting Team
Practice Management / Business Consulting
Our Purpose:
To help our clients to develop and design their culture, define their mission, create Key Performance Indicators to track and manage sustained growth, to improve communications with staff and customers/clients, establish and refine business processes and operational efficiencies, and help them to improve the “bottom line” of their businesses/practices.
Duane Fugleberg
Founding Partner
Business/Practice Management Consultant
Financial Cartographer – Commercial Lending
(208) 542-1010 (W)
(208) 528-9559 (F)
duane@m3wealth.com
- Areas of Emphasis:
- Culture by design, NOT default.
- Develop/Update business processes
- Define/Delineate Job Descriptions
- Develop Financial Key Performance Indicators
- Staff Training & Motivation
- Improved Communication Skills
- Increase profitability and grow business
- Strategic Partnerships & Succession
Katie Davenport
Strategic Partner:
Billing & Collection Specialist
CPT & ICD-10 Expert
(208) 520-2636 (C)
(844)946-0909 (F)
Katie1241@hotmail.com
- Areas of Emphasis:
- Medical/Dental Billing Specialists
- Certified Medical/Dental Coding
- Revenue Cycle Management
- Medical/Dental Collections Experts
- HIPAA Compliant Practices
- Assistance with Credentialing
- Monthly Reporting
- Cost Effective Solutions!
Duane’s Fugleberg:Duane worked his way through college as a teller and loan officer for Seafirst Bank in Seattle, Washington. He attended Rick’s College (now BYU Idaho) and the University of Montana where he played football and wrestled, while pursuing a degree in business management. After college he worked for Lyons and Associates a full-service insurance agency in Salt Lake City, Utah (which eventually become the insurance department for Zion’s Bank). After leaving Lyons and Associates in 1989, Duane was hired by Seafirst Bank, who was eventually acquired by Bank of America. In 1992, Duane was hiredas a VP and Manager for Bank of America in their Idaho Falls Office and was tasked with regional training and service on the bank’s Incentive and Strategic Budget Committee’s.
In 1996, Duane founded American Marketing & Financial Group where he did financial planning, and eventually added lending.In 2004, he co-founded M3Wealth, a non-traditional financial services company focused debt-based planning, debt elimination, lending and business consulting. M3 Wealth focuses on: “Mapping a sustainable course to Financial Self-reliance, Measuring the impact of daily financial decisions, and Mentoring proven financial principles.”
Katie Davenport:Born and raised in Idaho Falls, Katie grew up in the medical industry. She spent 10 years at Community Care starting while in high school. She worked her way up into Administration where she learned every aspect of that business. After starting her family and adjusting to motherhood, Katie purchased her first billing company in 2006. She has been deeply involved in medical billing/coding ever since. She is passionate about finding ways to increase revenue for offices and providers.
There has never been a single provider she hasn’t been
able to locate and recover lost revenue for in her 15 years of doing business. She enjoys helping providers understand the overall business of medicine and allowing them to do what they do best!Katie has four children and loves to play the piano, watch movies, surf and play games.
There has never been a single provider she hasn’t been
able to locate and recover lost revenue for in her 15 years of doing business. She enjoys helping providers understand the overall business of medicine and allowing them to do what they do best!Katie has four children and loves to play the piano, watch movies, surf and play games.
